USD 25 M
Liability refinancing
Ongoing
Financing and refinancing
Better financing, not just financing.
We design the debt structure the business needs and negotiate it with banks, investors and the capital markets: tenors, rates and collateral that support the plan instead of constraining it.
In short
What is financing and refinancing advisory?
Financing and refinancing advisory means designing the debt structure a company needs—corporate or syndicated loans, bonds, project finance—and negotiating it with banks, debt funds and investors to obtain better tenors, rates and collateral terms. Bespoke Advisors, an independent firm based in Santiago, Chile, runs these processes end to end. Its partners have led more than US$ 6,000 MM in refinancings, and the firm has structured financings of UF 100,000 and UF 150,000 as well as the first long-term corporate financing of an engineering company.
Last updated
01 When to call us
Signs that it is time.
- Maturities are concentrated in the short term, or short-term debt is funding long-term assets.
- A project or an expansion requires financing your usual bank does not offer.
- Rates, collateral or covenants no longer reflect the company's current reality.
- The company has grown and has never had long-term corporate financing.
- A new project—real estate, industrial or otherwise—needs its own debt structure.
02 How we work
Personalized, integrated and hands-on.
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01
Diagnosis
Current capital structure, debt capacity and the financing needs of the business plan.
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02
Design
Amount, tenor, amortization, collateral, currency and hedging; at the company or in a project vehicle. The structure is designed from the business's cash flow.
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03
Preparation
Financial model and lender presentation, with the information each lender needs to make a decision.
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04
Competitive process
We approach banks, private debt funds or capital markets investors to obtain and compare offers.
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05
Negotiation and closing
We negotiate terms and documents and support the company through disbursement.
03 Experience
Experience that backs it up.
The partners have led more than US$ 6,000 MM in refinancings and have structured loans, bonds and private debt funds from investment banking, corporate banking and the finance function of large companies.
Bespoke Advisors transactions
UF 100,000
Financing structuring
January 2026
UF 150,000
Financing structuring
January 2025
Undisclosed
First long-term corporate financing
November 2025
Previous experience of the partners
US$ 1,400 MM
International bond issuance, including hedging program
2019
US$ 250 MM
Syndicated loan
2019
US$ 200 MM
Structuring and Placement Agent for the loan
2014
UF 5 MM
Financial Advisor and Placement Agent for the bond
2014
UF 2.1 MM
Financial Advisor and Placement Agent for the bond
2015
US$ 300 MM
International bond issuance
2013
04 Frequently asked questions
What clients often ask us.
What is the difference between refinancing and restructuring?
Refinancing means replacing debt with new debt on better terms, for a healthy company under market conditions. Restructuring means changing the terms with creditors because the company cannot meet the original ones. If covenants have been breached or cash is running short, see financial restructuring.
What is a syndicated loan?
A loan granted by a group of banks under a single agreement. It is used when the amount exceeds what one bank is willing to take on alone, and it provides uniform tenors and terms across all lenders.
When does it make sense to issue a bond instead of taking a bank loan?
When amounts and tenors are larger, or when the company wants to diversify its funding sources. A bond in the Chilean market requires a credit rating and registration with the CMF (Chile's Financial Market Commission); in exchange, it usually allows longer tenors and more flexible amortization structures.
What is project finance?
Debt repaid from the project's own cash flows and secured by its assets and contracts rather than by the sponsors' balance sheet. It is usually structured through a company created for the project.
Why hire an advisor if I already have a relationship with my bank?
To design the right structure before asking for it, and to have several lenders compete for it. An orderly, competitive process usually translates into better tenors, rates and terms.
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